Docs / Banking Rails
Banking Rails
Proposed banking infrastructure for the DIGag offering — escrow accounts, SBLC issuance, SWIFT MT-760 pathway, and international settlement rails. All items are placeholders pending confirmed engagement.
Important: All banking references on this platform are proposed placeholders. No bank has been confirmed as escrow provider, SBLC issuing bank, advising bank, custodian, or treasury account provider. Wire instructions will only be provided through secure, verified documentation after escrow confirmation. Never wire funds based on unverified instructions.
Banking Infrastructure
Rail-by-Rail Status
Each banking rail is a proposed operational component of the DIGag offering. Status is shown as confirmed or placeholder.
U.S. Escrow Bank
A U.S. bank or qualified escrow agent holds investor funds pending minimum close. Escrow is released only upon board authorization and satisfaction of escrow agreement conditions.
Requirements
- Qualified custodian or bank under U.S. state or federal charter
- FDIC-insured or equivalent
- Escrow agreement with clear release triggers
- AML / compliance program
- Investor wire instruction documentation
- Refund process for failed close
No escrow bank has been confirmed. Wire instructions and release conditions must be provided by a qualified escrow provider and reviewed by securities counsel before publication to investors.
International / AU Banking Route
Banking rails for non-U.S. investors subscribing under Reg S exemption, including Australian banking pathway for regional capital.
Requirements
- AUSTRAC-registered or equivalent AML/CTF compliance
- International wire capability
- Reg S investor documentation
- Currency conversion and settlement pathway
No Australian or international banking arrangement has been confirmed. Subject to banking confirmation and offshore counsel review.
SBLC Issuing Bank
Evaluating whether a standby letter of credit (SBLC) can provide institutional credit enhancement for the offering structure. SWIFT MT-760 format under review.
Requirements
- Licensed bank issuing SBLC instruments
- SWIFT MT-760 capability
- Collateral review of silver pledge
- SBLC term sheet
- Instrument applicability confirmed by counsel
No SBLC issuing bank has been named or confirmed. The SBLC pathway is under strategic evaluation. No credit instrument has been issued, arranged, or guaranteed. Subject to banking confirmation and qualified securities counsel review.
Advising Bank
An advising bank would confirm and relay SBLC documentation to the beneficiary in a standard SWIFT MT-760 workflow.
Requirements
- Correspondent banking relationship
- SWIFT MT-760 advising capability
- AML program
No advising bank has been confirmed. Placeholder only.
Custodian Bank / Digital Asset Custodian
A qualified custodian will hold digital securities and potentially silver vault assets on behalf of investors.
Requirements
- Qualified custodian under Dodd-Frank / SEC / state charter
- Digital asset custody capability (preferred)
- Restricted security handling
- Integration with token issuance platform
- Transfer agent coordination
Fireblocks is under evaluation as digital asset custody provider. No custody agreement has been executed. Physical silver custodian is separately required.
Treasury / Operating Account
Operating capital managed in compliance with board-approved treasury policy targeting capital preservation.
Requirements
- FDIC-insured operating accounts
- T-bill or money market access
- Segregated reserve vs. operating accounts
- Board-approved sweep policy
No treasury account structure has been established. Subject to board adoption of treasury policy.
SWIFT MT-760 / SBLC Documentation
Standard bank instrument documentation for standby letter of credit transmission. Under review by counsel.
Requirements
- SWIFT MT-760 field requirements
- Collateral assignment documentation
- Beneficiary identification
- Instrument term and expiry
- Counsel review of instrument applicability
No SWIFT MT-760 document has been drafted, issued, or confirmed. All SBLC and MT-760 references are under evaluation.
SBLC Pathway
Standby Letter of Credit Structure
Proposed SBLC structure for the DIGag offering. All steps are under evaluation and pending banking confirmation.
Reserve Pledge Agreement
Issuer pledges silver reserve documentation as collateral basis for SBLC application.
SBLC Application
Application submitted to issuing bank with reserve pledge documentation. Bank TBD.
Bank Underwriting / Review
Issuing bank underwrites SBLC against reserve documentation. Timeline TBD.
MT-760 SWIFT Transmission
Issuing bank transmits SBLC via SWIFT MT-760 to advising bank for investor verification.
Advising Bank Confirmation
Advising bank confirms authenticity of MT-760 to investor.
Subscription Escrow Opening
Escrow account opened. Investor subscription agreements executed. Funds wire to escrow.
All banking rail information is proposed and unconfirmed. No bank has been engaged, no escrow agreement has been executed, and no SBLC application has been submitted. Issuance of a Standby Letter of Credit requires a confirmed banking relationship and is subject to bank underwriting approval. Wire instructions will be provided only through authenticated, counsel-supervised subscription process documents. Never wire funds based solely on information presented on this website.
Securities Disclaimer
Nothing on this page or website constitutes an offer to sell or a solicitation to buy any security. Any securities offering described herein will be made only by means of a formal Private Placement Memorandum (PPM), subscription agreement, and related offering documents, to accredited investors as defined under Rule 501 of Regulation D or qualified purchasers under Regulation S. All purchasers must complete KYC/AML verification and accredited investor verification before participation. DIGag tokens are restricted securities subject to transfer restrictions under applicable law. This content is for informational purposes only and is subject to change without notice. All legal, tax, and compliance matters are subject to review by qualified securities counsel. Past performance is not indicative of future results. Forward-looking statements are subject to material risks and uncertainties.